Boston vs Los Angeles

Category-by-Category Breakdown

Index values shown. National average = 100. Lower is cheaper.

💰 Salary Equivalence

To maintain the same standard of living:

See exact take-home pay: Massachusetts salaries · California salaries

Living in Boston vs Los Angeles

Housing is typically the biggest factor in any cost-of-living comparison. Boston has a housing index of 242 while Los Angeles sits at 262 (national average = 100). The median home in Boston costs $620,000 compared to $850,000 in Los Angeles, a difference of $230,000. Monthly rent follows a similar pattern: $2,800 in Boston versus $2,700 in Los Angeles.

Groceries and everyday expenses show a narrower gap: Boston scores 108 while Los Angeles scores 107.

Healthcare costs in Boston (118) are higher than Los Angeles (103).

Median household income in Boston is $76,298 compared to $65,290 in Los Angeles. When adjusted for cost of living, purchasing power is similar in both cities.

Relocating: Boston vs Los Angeles

If you are considering a move between Boston (index: 162) and Los Angeles (index: 166), the 2% cost difference has real implications for your budget. Boston is the more affordable option, but the right choice depends on your income, career opportunities, and lifestyle priorities.

Housing budget reality: Using the 28% rule (spending no more than 28% of gross income on housing), the median household in Boston can afford $1,780/month, while the median household in Los Angeles can afford $1,523/month. With median homes at $620,000 in Boston versus $850,000 in Los Angeles, the higher-cost city presents significant affordability challenges.

Renting vs buying: At $2,800/month in Boston and $2,700/month in Los Angeles, renters face similar costs in both cities. The rent-to-own ratio in each city determines whether renting or buying offers better value for your situation.

Income adjustment: A $75,000 salary goes about equally far in both cities. Before accepting a job in either city, use the salary equivalence data above to understand what you would need to earn to maintain your current standard of living.

Reading These Numbers: Boston (162) vs Los Angeles (166)

The cost of living index uses 100 as the national average. Boston at 162 is 62% above the US average, while Los Angeles at 166 is 66% above average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.

Boston and Los Angeles land within 4 points of each other on the composite index (162 vs 166), so the overall cost picture is similar. The biggest category divergence is housing, where Boston scores 242 and Los Angeles scores 262. That 20-point gap is the primary driver of the overall cost difference between these two metros. Housing, the largest line item for most households, favors Boston with indices of 242 versus 262. Median home prices of $620,000 in Boston and $850,000 in Los Angeles underscore this gap. Neither city is cheaper across the board: Boston has an edge in housing and transportation, while Los Angeles is more affordable for groceries and utilities. Your actual savings depend on which categories consume the biggest share of your personal budget.

For renters: With median rents of $2,800/month in Boston and $2,700/month in Los Angeles, the annual rent difference is approximately $1,200. Over a 5-year period, that compounds to $6,000 in savings by choosing the more affordable city.

For homebuyers: The $230,000 difference in median home prices between Boston and Los Angeles translates to roughly $13,800 per month in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

🔗 Related Tools

📚 Moving & Relocation Resources

Amazon affiliate links