๐Ÿ“Š Cost of Living Comparison

Brooklyn vs Denver

Side-by-side cost of living comparison for 2026

Brooklyn

New York
195
Very Expensive
$780,000
Median Home
$2,900/mo
Median Rent
$65,294
Median Income

Denver

Colorado
118
Above Average
$520,000
Median Home
$1,900/mo
Median Rent
$72,661
Median Income

๐Ÿ’ก The Verdict

39% cheaper
Denver is 39% more affordable than Brooklyn. A $75,000 salary in Brooklyn is equivalent to $45,385 in Denver.

Category-by-Category Breakdown

Index values shown. National average = 100. Lower is cheaper.

Housing
325
Brooklyn
152
Denver
Groceries
108
Brooklyn
102
Denver
Utilities
135
Brooklyn
94
Denver
Transportation
108
Brooklyn
103
Denver
Healthcare
108
Brooklyn
104
Denver

๐Ÿ’ฐ Salary Equivalence

To maintain the same standard of living:

$45,385
$75K in Brooklyn โ†’ Denver
$123,941
$75K in Denver โ†’ Brooklyn

See exact take-home pay: New York salaries ยท Colorado salaries

Living in Brooklyn vs Denver

Housing is typically the biggest factor in any cost-of-living comparison. Brooklyn has a housing index of 325 while Denver sits at 152 (national average = 100). The median home in Brooklyn costs $780,000 compared to $520,000 in Denver, a difference of $260,000. Monthly rent follows a similar pattern: $2,900 in Brooklyn versus $1,900 in Denver.

Groceries and everyday expenses show a notable difference: Brooklyn scores 108 while Denver scores 102.

Healthcare costs in Brooklyn (108) are higher than Denver (104).

Median household income in Brooklyn is $65,294 compared to $72,661 in Denver. When adjusted for cost of living, income goes further in Denver.

Relocating: Brooklyn vs Denver

If you are considering a move between Brooklyn (index: 195) and Denver (index: 118), the 39% cost difference has real implications for your budget. Denver is the more affordable option, but the right choice depends on your income, career opportunities, and lifestyle priorities.

Housing budget reality: Using the 28% rule (spending no more than 28% of gross income on housing), the median household in Brooklyn can afford $1,524/month, while the median household in Denver can afford $1,695/month. With median homes at $780,000 in Brooklyn versus $520,000 in Denver, the higher-cost city presents significant affordability challenges.

Renting vs buying: At $2,900/month in Brooklyn and $1,900/month in Denver, renters save significantly in Denver. The rent-to-own ratio in each city determines whether renting or buying offers better value for your situation.

Income adjustment: A $75,000 salary goes significantly further in Denver. Before accepting a job in either city, use the salary equivalence data above to understand what you would need to earn to maintain your current standard of living.

Reading These Numbers: Brooklyn (195) vs Denver (118)

The cost of living index uses 100 as the national average. Brooklyn at 195 is 95% above the US average, while Denver at 118 is 18% above average. There is a meaningful cost gap between these two cities that affects day-to-day budgeting.

The 77-point spread between Brooklyn (195) and Denver (118) is large enough to reshape a household budget entirely, especially for single-income families. The biggest category divergence is housing, where Brooklyn scores 325 and Denver scores 152. That 173-point gap is the primary driver of the overall cost difference between these two metros. Housing, the largest line item for most households, favors Denver with indices of 152 versus 325. Median home prices of $780,000 in Brooklyn and $520,000 in Denver underscore this gap.

For renters: With median rents of $2,900/month in Brooklyn and $1,900/month in Denver, the annual rent difference is approximately $12,000. Over a 5-year period, that compounds to $60,000 in savings by choosing the more affordable city.

For homebuyers: The $260,000 difference in median home prices between Brooklyn and Denver translates to roughly $15,600 per month in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

๐Ÿ”— Related Tools

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