๐Ÿ“Š Cost of Living Comparison

Houston vs Syracuse

Side-by-side cost of living comparison for 2026

Houston

Texas
96
Average
$250,000
Median Home
$1,400/mo
Median Rent
$52,338
Median Income

Syracuse

New York
92
Below Average
$140,000
Median Home
$950/mo
Median Rent
$36,708
Median Income

๐Ÿ’ก The Verdict

4% cheaper
Syracuse is 4% more affordable than Houston. A $75,000 salary in Houston is equivalent to $71,875 in Syracuse.

Category-by-Category Breakdown

Index values shown. National average = 100. Lower is cheaper.

Housing
89
Houston
69
Syracuse
Groceries
94
Houston
101
Syracuse
Utilities
97
Houston
105
Syracuse
Transportation
108
Houston
101
Syracuse
Healthcare
96
Houston
100
Syracuse

๐Ÿ’ฐ Salary Equivalence

To maintain the same standard of living:

$71,875
$75K in Houston โ†’ Syracuse
$78,261
$75K in Syracuse โ†’ Houston

See exact take-home pay: Texas salaries ยท New York salaries

Living in Houston vs Syracuse

Housing is typically the biggest factor in any cost-of-living comparison. Houston has a housing index of 89 while Syracuse sits at 69 (national average = 100). The median home in Houston costs $250,000 compared to $140,000 in Syracuse, a difference of $110,000. Monthly rent follows a similar pattern: $1,400 in Houston versus $950 in Syracuse.

Groceries and everyday expenses show a notable difference: Houston scores 94 while Syracuse scores 101.

Healthcare costs in Houston (96) are lower than Syracuse (100). Both are close to the national average.

Median household income in Houston is $52,338 compared to $36,708 in Syracuse. When adjusted for cost of living, income goes further in Syracuse.

Relocating: Houston vs Syracuse

If you are considering a move between Houston (index: 96) and Syracuse (index: 92), the 4% cost difference has real implications for your budget. Syracuse is the more affordable option, but the right choice depends on your income, career opportunities, and lifestyle priorities.

Housing budget reality: Using the 28% rule (spending no more than 28% of gross income on housing), the median household in Houston can afford $1,221/month, while the median household in Syracuse can afford $857/month. With median homes at $250,000 in Houston versus $140,000 in Syracuse, both cities offer reasonable homeownership opportunities at median income.

Renting vs buying: At $1,400/month in Houston and $950/month in Syracuse, renters save significantly in Syracuse. The rent-to-own ratio in each city determines whether renting or buying offers better value for your situation.

Income adjustment: A $75,000 salary goes further in Syracuse where costs are 8% below the national average. Before accepting a job in either city, use the salary equivalence data above to understand what you would need to earn to maintain your current standard of living.

Reading These Numbers: Houston (96) vs Syracuse (92)

The cost of living index uses 100 as the national average. Houston at 96 is 4% below the US average, while Syracuse at 92 is 8% below average. Both cities are close to the national average in overall costs.

Houston and Syracuse land within 4 points of each other on the composite index (96 vs 92), so the overall cost picture is similar. The biggest category divergence is housing, where Houston scores 89 and Syracuse scores 69. That 20-point gap is the primary driver of the overall cost difference between these two metros. Housing, the largest line item for most households, favors Syracuse with indices of 69 versus 89. Median home prices of $250,000 in Houston and $140,000 in Syracuse underscore this gap. Neither city is cheaper across the board: Houston has an edge in groceries and utilities, while Syracuse is more affordable for housing and transportation. Your actual savings depend on which categories consume the biggest share of your personal budget.

For renters: With median rents of $1,400/month in Houston and $950/month in Syracuse, the annual rent difference is approximately $5,400. Over a 5-year period, that compounds to $27,000 in savings by choosing the more affordable city.

For homebuyers: The $110,000 difference in median home prices between Houston and Syracuse translates to roughly $6,600 per month in mortgage payments at current rates. Factor this into your budget alongside property taxes and insurance, which also vary by location.

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